Mint offers credit card payments via sms messaging

Mobile phones

We recently covered HSBC and First Direct’s forays into banking via text messaging. Well, they’re not alone – credit card provider Mint (part of the Royal Bank of Scotland) is getting in on the act, offering the TextDebit service for paying off credit card bills in conjunction with Telrock.

The service allows Mint cardholders to pay their monthly balances on their mobile phones from pre-registered debit cards, as well as being able to request balance inquiries and available credit balances, view mini statements and pay outstanding balances in full or part amount anywhere in the world. It all uses sms – register your card with the company for the service, then use the service via passwords assigned to your phone, with transactions only taking place once authentication by both parties has taken place.

Telrock hopes their system will become the standard for sms banking – which is likely to be next year’s big growth area in personal banking.

Mint website

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